1ST FRANKLIN FINANCIAL
PERSONAL LOAN REVIEW
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1st Franklin Financial is an online lender that makes small loans — both single-payment and installment loans — to borrowers with low credit scores. 1st Franklin Financial’s rates are as high as traditional payday loans in some cases, and lower than payday loans in others
CONSUMER WARNING
Over 30 Complaints on BBB
There is very little personal loan information available on the 1st Franklin Financial site. The maximum loan term, and minimum credit score needed were unavailable. It’s not stateed when the funds would become available to the customer. This lack of information makes it hard to determine how well 1st Franklin Financial holds up against the other personal loan companies.
Furthermore, the link to apply for a loan on 1st Franklin Financial is currently undergoing maintenance and users are unable to apply for a loan on the site. It is unknown how long this has been going on or how long it will continue to be unavailable.
BBB Customer Complaints Summary:
3 Advertising/Sales Complaints
18 Billing/Collections
11 Problem with a Product or Service Complaints
Best 2020 Personal Loan Reviews
- Guide to Lenders
- OUR PARTNER
- EDITOR'S SCORE
- 10 / 10
- SUMMARY
- Loans of $1,000 - $40,000
Loan Terms of 24 - 84 Months
APRs of 5.99% - 35.99% - WHAT WE LIKE
- Ranked #1 Best 2019 Reviews
Works with Excellent, Good, Fair, & Poor Credit
Get Up To 5 Loan Offers In Minutes - BOTTOM LINE
- Guide To Lenders provides a free service that helps connect customers with lenders. Their service which can sometimes feel "invisible" seeks to make the application process easy & user-friendly for customers who are looking for a way to consolidate personal debt into one easy payment.
- Fiona
- OUR PARTNER
- EDITOR'S SCORE
- 9.5 / 10
- SUMMARY
- Loans of $1,000 - $100,000
Loan Terms of 24 - 84 Months
APRs of 4.99% - 35.99% - WHAT WE LIKE
- Free Resource To Help Loan Shoppers Get Best Loan Deals
Offering an algorithm-based marketplace for lenders and borrowers
Borrowers are matched with the loan providers most likely to approve their applications - BOTTOM LINE
- Fiona is a marketplace for lenders and borrowers that works with brands in the alternative lending industry, offering real-time pre-approval options quickly. Borrowers are matched with the loan providers most likely to approve their applications.
- BadCreditLoans.com
- OUR PARTNER
- EDITOR'S SCORE
- 9.25 / 10
- SUMMARY
- Loans of $500 - $5,000
Loan Terms of 3 - 72 Months
APRs of 5.99% to 35.99% - WHAT WE LIKE
- Helping People With Bad Credit Since 1998
No Minimum Credit Score Required
Loan Approval Within 24 Hours - BOTTOM LINE
- BadCreditLoans.com has been helping borrowers with bad credit since 1998. Filling out & submitting the application are free and they use data encryption technology to make sure your information is protected. BadCreditLoans.com is a valuable resource for those seeking funds in times of need.
- PersonalLoans.com
- OUR PARTNER
- EDITOR'S SCORE
- 9 / 10
- SUMMARY
- Loans of $1,000 - $35,000
Loan Terms of 90 Days - 6 Years
APRs of 5.99% To 35.99% - WHAT WE LIKE
- Online Lenders Alliance (OLA) Member
No Minimum Credit Score Required
Loan Approval Within 24 Hours - BOTTOM LINE
- PersonalLoans.com understands that searching for a loan can often be a daunting and confusing task, especially given the wide array of options that are available. Every aspect of their service has been designed and optimized with the customer in mind. They strive to offer you the most innovative and user friendly experience possible.
- Payoff
- OUR PARTNER
- EDITOR'S SCORE
- 9 / 10
- SUMMARY
- Loans of $5000 to $35,000
Loan Terms of 24 - 60 Months
APRs of 8.00% to 24.99% - WHAT WE LIKE
- Ranked A+ By The Better Business Bureau
Increase Your FICO Score by 40 Points
A Loan To Pay Off Credit Card Debt Fast - BOTTOM LINE
- Payoff is an online lender specializing in paying off credit cards. They have been around since 2009. Checking your rate with Payoff won't hurt your credit score. They also offer a program that can raise your FICO score by 40 points.
1st Franklin Financial
- 1st Franklin Financial Review
1st Franklin Financial Review
CONSUMER WARNING:
There is very little personal loan information available on the 1st Franklin Financial site. The maximum loan term, and minimum credit score needed were unavailable. It’s not stateed when the funds would become available to the customer. This lack of information makes it hard to determine how well 1st Franklin Financial holds up against the other personal loan companies.
Furthermore, the link to apply for a loan on 1st Franklin Financial is currently undergoing maintenance and users are unable to apply for a loan on the site. It is unknown how long this has been going on or how long it will continue to be unavailable.
BBB Customer Complaints Summary:
3 Advertising/Sales Complaints
18 Billing/Collections
11 Problem with a Product or Service Complaints