Credit9

Credit9 and credit9.com are part of the new wave of debt consolidation companies that are marketing American consumers. They are a Delaware limited liability company. Also referred to as Credit 9. Generally, they engage consumers through direct mail, cold calling and internet ads. Generally, they market to consumers with less than perfect credit and offer them low interest rates to consolidate debt, manage debt, and make them believe they will have a low monthly payment and eventually be debt free. 

We believe this company is connected to Americor Funding and is connected to 18201 Van Karman Ave, Irvine, CA. There are many negative reviews online and complaints filed. Credit9 claims to provide access to personal loans, at competitive interest rates in a timely maner but minimum loan amounts vary. Our data suggests otherwise.

In the fine print, Credit9 states “Checking your rate generates a soft inquiry on your credit report, which is visible only to you and has no impact to credit score. Credit9 may perform a hard inquiry that could affect your credit score when you submit an application for credit.”  The credit determination and credit scores are confusing. Are there any hidden fees?

Credit9’s web site says, “”A loan designed to help you pay off your credit cards and simplify your life.” 

How many consumers get an actual loan?  How many are switched into a more expensive debt relief program or are referred to an attorney that charges upfront fees? Can you really take this type of risk in your financial situation?

2.0 out of 5.0 stars2.0

2.0 out of 5.0 stars2.0

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