Liberty Lending Review: Is This A Legit Lender?

Liberty Lending Review

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Liberty Lending Group is an excellent loan referral company providing a comprehensive range of loan options for those in need of personal financial security assistance. Whether it’s a personal loan or debt consolidation, Liberty Lending can help connect you with potential lenders. This review will provide an in-depth overview of their services, the pros and cons, and frequently asked questions, to help you decide if this company is the right fit for your personal financial security needs. With Liberty Lending’s exceptional customer service and dependable loan referral services, you can be sure you are getting the best loan option for your needs.


Liberty Lending Review: Is This A Legit Lender? 1

Weighing the Pros and Cons of Liberty Lending


  • A soft credit check is done when you check your rate and it won’t have any negative impact on your credit rating.
  • Applying for a loan does not require any payment.
  • This system works with lenders who can deliver quick approvals, and some loans can be granted as early as the following workday.
  • The process of applying is uncomplicated and can be done over the internet in a very short amount of time.
  • It provides a broad selection of loan choices, such as personal loans, house renovation loans, debt consolidation loans, and much more.


  • This service does not offer loans directly, instead they refer customers to loan providers.
  • Certain loans provided by them may possess more elevated interest rates than what is being offered by other creditors.
  • Liberty Lending Group is not accessible in all states due to restricted

What Loans Does Liberty Lending Offer?

The company provides multiple loan options to suit the varied requirements of financial professionals and their customers all our clients. A few of the services provided by the company are:

  • The corporation provides financial assistance to entrepreneurs and small business proprietors who require capital for their projects through business loans.
  • Debt consolidation loans: It can provide borrowers with access to lenders who are experts in debt consolidation loans, which can help organize and simplify monthly payments.
  • Home improvement loans are created to allow homeowners to fund any renovation or repair project they need to do to their home.
  • You can get access to personal loans at attractive interest rates with adjustable payment plans.

Liberty Lending: What Is It?

Liberty Lending Group is a loan referral service provider based in the United States that is dedicated to providing financial security to consumers. The company seeks to connect borrowers with reputable lenders who can offer a variety of loan options, such as personal loans, home improvement loans, and debt consolidation loans. Liberty Lending Group’s application process is simple and can be completed online in a few minutes. It is committed to providing flexible and affordable loan options to individuals who are in need of financial assistance. With its mission to provide a secure financial future to all consumers, Liberty Lending Group is an invaluable resource for those seeking loan options.

How Does Their Team Work?

Liberty Lending Group makes it easy for those looking to secure a loan. With their user-friendly process, borrowers can quickly connect with lenders who offer a variety of loan options. The entire application process itself can be completed online in just a few minutes and follows a simple step-by-step procedure. First, borrowers fill out a brief online loan application. Then, Liberty Lending Group matches them with a lender who best suits their needs. From there, the borrower reviews loan terms and conditions and accepts the loan if they decide to go ahead with it. It’s a quick, easy way to find the loan that best fits your financial situation.

  1. Borrowers submit an online form in which they state their name, address, income and the sum of money they are requesting
  2. The company evaluates the application and links the borrower with a lender who can offer the desired loan.
  3. If the loan is accepted by the lender, the borrower will be presented with a proposal containing the loan sum, the interest rate, and the repayment
  4. Once the borrower agrees to the loan, the money will be transferred into their banking account.
  5. The individual who took out the loan will give back the money to the person who lent it to

Loan Options Available

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Liberty Lending Group provides multiple loan choices to accommodate the requirements of distinct borrowers. Among the loan possibilities obtainable through Liberty Lending Group are:

  • Medical loans can be taken out to cover the costs of medical procedures, treatments, or operations.
  • Home improvement financing: This type of loan can be taken out to pay for renovations, repairs, or improvements to one
  • Debt consolidation loans can be used to combine multiple debts into one convenient installment.
  • Personal loans are a type of loan that does not require collateral and can be used for a variety of reasons, including debt consolidation, making home improvements

The loan and financing opportunities offered can differ contingent upon the loan specialist and the borrower’s credit rating, salary, financial record, financial history and other elements.

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Loan Interest Rates

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The rates of interest for loans Liberty Lending Group offers can differ depending on the loan provider, kind of loan, amount of loan, and the creditworthiness of the borrower. Interest rates for personal loans through Liberty Lending Group could range between 5.99% and 35.99%, dependent on the lender and the borrower’s credit score. Interest rates for additional loan options may also differ.

It’s essential to understand that Liberty Lending Group does not provide personal loans nor set interest rates. Instead, the company connects people looking to borrow with lenders, banks and brokers that provide loan choices that fit their demands. The borrower and lender will come to a consensus on the loan terms and interest rates. Before signing off on the loan, the borrower should be sure to carefully review the agreement to guarantee that they can make the payments and the interest rate is appropriate for their financial wellbeing.

Loan Approval: How Long Does It Take?

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The duration of the loan approval process through Liberty Lending Group differs depending on the particular lender and the loan type. Some borrowers may get loan offers almost immediately after they send in their application. For others, it may take a few days for a lender to analyze the request and make a decision.

Once a lending offer is accepted by the borrower, the money could be transferred into their bank account within some business days. The period of time for the funds to become available may also differ from lender to lender and from the borrower’s financial institution.

Qualification Requirements

What requirements must be met in order to obtain a loan from Liberty Lending?

The conditions for obtaining a loan from the company are contingent upon the lender and type of loan. Nevertheless, there are some common demands that applicants must satisfy in order to qualify and be eligible for a loan from the company. The following are some of the standard qualifications:

  • Minimum age requirement for borrowing is 18 years.
  • To get a personal loan, borrowers must have a minimum credit score of 580 or above, though some lenders may have stricter or more lenient requirements.
  • Borrowers should show proof of their ability to repay the loan by providing evidence of a consistent income, such as bank statements.
  • To be eligible to borrow, individuals must be either American citizens or
  • Individuals must possess a functioning bank account to be eligible for a loan.

It is important to recognize that simply a credit report meeting the requirements to be qualified for a loan does not guarantee that the loan will be granted. Additional criteria, such as employment history, debt-to-income ratio, and credit score, may be

How To Apply For A Loan

In order to obtain a loan from Liberty Lending Group, carry out the

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  1. Visit the Liberty Lending Group’s website ( and press the “Apply
  2. Complete the web form by entering your details, such as your name, address, and Social Security Number.
  3. Decide on the amount of loan you want and the kind of
  4. Give details about your wages and job, such as the name and contact details of your employer
  5. Analyze and agree to the regulations of the loan.
  6. Submit

Once you have submitted your application, Liberty Lending Group will connect you with private lenders who provide loan options that fit your needs. You might get loan offers from a few lenders, and you can review the interest rates, fees, and terms of each offer before making a decision. It may be possible to talk to a loan specialist. Additionally, you can hope you can pay back the loan ahead of time without being charged a fee.

It is essential to understand that Liberty Lending Group is a loan referral service rather than a lender, meaning the company does not determine loan decisions or set loan terms. These decisions and terms are instead determined by the lender. Additionally, there are no local businesses associated with this company.

Is It A Direct Lender?

No, Liberty Lending Group does not provide loans directly. Instead, they offer loan referral services that help borrowers locate lending options that fit their requirements. When a borrower submits an application, Liberty Lending Group connects them with partner lenders that may be interested in offering a loan. These lenders are separate financial institutions that have joined forces with Liberty Lending Group to identify the best option for potential borrowers.

It’s crucial to understand that Liberty Lending Group does not offer private loans, loans for debt consolidation, or do any credit assessments. Instead, the company facilitates the connection between borrowers and lenders, attempting to bring borrowers in touch with potential lenders who could offer them a loan. Once a borrower is paired up with a lender and approves the loan offer, the lender will furnish the money and determine the loan details, such as the interest rate, loan amount, and the monthly payment and schedule.

Do They Offer Debt Consolidation Loans?

borrowers obtain financing

Liberty Lending Group does not issue debt consolidation loans directly, but they may be able to assist borrowers in finding a loan that could be used for debt consolidation. This type of personal loan allows the borrower to combine several high-interest debts into one with a lower-interest rate. This could help them simplify their finances and reduce the amount of interest they pay.

When someone applies to Liberty Lending Group, they will be connected to potential lenders that provide personal loans. Depending on right lender and the individual’s financial standing and requirements, the loan can be used to consolidate debt. This means taking out one loan to cover all existing debts, so only one payment needs to be made each month.

It’s essential to understand that not every borrower will meet the criteria for a personal loan that can be put towards debt consolidation, and if they do, the interest rate or loan agreement may not be advantageous. Potential borrowers ought to ponder their choices and evaluate the expenses and advantages of a loan early debt consolidation program before submitting a loan application.

BBB Rating

Liberty Lending Group has maintained an A+ rating with the Better Business Bureau since their 2018 accreditation, demonstrating their dedication to delivering dependable loan referral assistance all our consumers. It is worth noting, however, that customer reviews of the company have been somewhat mixed.

The Better Business Bureau reports that Liberty Lending Group has received an average of four customer reviews per review and two closed complaints, with customers giving the company a 2-star rating out of the possible 5. Many of the reviews are unfavorable to poor company, with customers citing high-interest rates, unexpected fees, and inadequate customer service.

Despite the worrying reviews, it should be kept in mind that they do not reflect the opinion of all clients. It is sensible to conduct thorough research and exercise caution before taking out a loan from any company.


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Is Liberty Lending Legit?

Liberty Lending Group is a legitimate business that offers loan referral services to assist borrowers in locating lending products, brokers and banks that fit their requirements. The company is officially registered with the Better Business Bureau and has an A+ rating. Furthermore, customers have expressed positive remarks about Liberty Lending Group, deeming it to be a dependable and respected lender.

Does Liberty Lending Group have any application fees?

Liberty Lending Group does not require any application fees or prepayment penalties all our consumers. Nevertheless, certain loan providers could include origination fees or other related expenses to the loan, which will be shown to the borrower prior to them agreeing to the loan arrangement.

What is the repayment schedule for loans given by Liberty Lending Group?

The terms of repayment for loans from Liberty Lending Group can differ depending on the lender and the type of loan. It is important for individuals seeking a loan to evaluate any loan offer they get, examining the repayment and monthly payment plan, interest rate, and any associated fees.

What is the largest sum of money that can be borrowed from Liberty Lending Group?

The loan amount available from Liberty Lending Group is dependent on the lender and the borrower’s financial situation, with loan amounts ranging from smaller amounts to potentially up to $100,000 or more. The exact loan amount a borrower is eligible for will be determined by the lender during the application process.

What is the time frame for obtaining money after being approved for a loan from Liberty Lending Group?

The length of time it takes to get the money after being accepted for a loan with Liberty Lending Group will depend on the loan provider and the type of loan. Some creditors may be able to give the funds as soon as the next business day, but others may require multiple days to process the loan and provide the money.

Liberty Lending Group offers loans to people with bad credit?

Liberty Lending Group collaborates with a selection of loan providers who can provide loan alternatives further assistance to borrowers with varying credit scores. Although it may be more challenging for individuals with bad credit to meet the requirements for a loan, Liberty Lending Group may be able to assist them in finding lenders who are open to working with them.

What is the least credit score needed to be eligible for a loan from Liberty Lending Group?

Liberty Lending Group does not have a set credit score requirement to qualify for a loan. They partner with private lenders who can provide loans to those with a variety of credit scores. But people with higher credit scores are more likely to get their loan applications approved and to have better loan conditions.

What is the best way to get in touch with Liberty Lending Group?

Individuals who need to borrow funds can reach out to Liberty Lending Group via telephone, email, or online chat. Their customer service staff is available to answer inquiries and provide assistance from Monday to Friday. Contact details can be found on the Liberty Lending Group’s


Liberty Lending Group is a bona fide loan referral service for financial professionals that offers a variety of loan options to those requiring financial aid. The company has had an A+ score with the Better Business Bureau since 2018, indicating its dedication to offering dependable services.

Although Liberty Lending Group has gotten some feedback more reviews that is not entirely positive, it is important to recognize that not all customers have had the same experience. Therefore, it is essential to read reviews carefully and fully comprehend the details of the loan before submitting or reviewing an application.

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