Quick Credit Connect Review: Are Their Services Worth It?

Quick Credit Connect Review: Are Their Services Worth It? 1

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Quick Credit Connect offers loans to get you the cash you need fast. Their loans are provided by CC Connect, a division of Capital Community Bank (CC Bank). The company advertises its service at quickcredit.com, but CC Connect controls the loan origination process, underwriting approvals, regulatory oversight, and compliance management.


Quick Credit Connect Logo

An overview of Quick Credit Connect

Before getting a personal loan, it’s important to compare lenders. You can choose from a bunch of lenders, each with advantages and disadvantages. Quick Credit Connect has been getting some attention recently. But is Quick Credit Connect right for you? Here’s a closer look so you can decide.

After researching their website and terms and conditions, we found several interesting points. Here are a few.

  • Personal loans typically have interest rates ranging from 5% to 36%.
  • Fixed APR personal loans range from 185% to 225%.
  • Starting at $1,000, loans go up to $3,000.
  • Not all states offer loans.
  • Defaulting on a loan may negatively impact your credit rating because the lender may report your late or missed payments.
  • According to the fine print on the website, “this is an expensive form of credit.”
Quick Credit Connect Review: Are Their Services Worth It? 2

How does Quick Credit Connect work?

The Quick Credit Connect Company offers a variety of loans via CC Connect, a division of Capital Community Bank. The company’s services include personal loans, business loans, as well as mortgage loans. 

CC Bank was founded in 1993 and offers checking and savings accounts and custom lending options. They’re based in Dayton, Ohio, and you can reach them at 1-888-995-1871.

The BBB and Trustpilot don’t have any reviews about Quick Credit Connect, so it’s hard to tell how they treat their customers.

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If you are interested in applying for Quick Credit, it is simple and easy. You only need to create an account, provide some personal and financial information, agree to the application disclosures, and submit. You will receive a decision in just a few seconds in most cases.

You can expect to receive a decision in just a few moments after you submit your online application. Upon receiving your approval, you will receive an email notification confirming your eligibility. They may need to verify your eligibility by asking you to complete bank verification. Once that is completed, they will inform you of the outcome.

What are the requirements?

Quick Credit Connect Review: Are Their Services Worth It? 3

It is required that you be at least 18 years old (19 if you live in Alabama) and:

  • You must live in a state where Quick Credit is available.
  • Having a job or income source
  • Use a valid email address
  • Actively maintain a checking account

A credit or loan application will be approved or declined based on verifying the applicant’s information and credit or loan history. Additional information about bank account eligibility may also be requested.

BBB Reviews for Quick Credit Connect

Without any reviews from customers, such as Trustpilot and BBB, it isn’t easy to judge the quality of Quick Credit Connect’s service. It is even more challenging to judge their company’s reliability or efficiency without any information about them.

FAQs about Quick Credit Connect

Quick Credit Connect Review: Are Their Services Worth It? 4

What is the cost of Quick Credit Connect?

With Quick Credit Connect, the cost of borrowing money depends on how much you want to borrow and any previous credit or loan history you may have. For example, an Installment loan of $2,000 could have an Annual Percentage Rate (APR) of 225% and 48 bi-weekly payments of $175.91 over 48 weeks.

What are the pre-payment penalties?

There are no hidden fees with Quick Credit. You will not be charged prepayment penalties, late fees, or non-sufficient funds (NSF) payments on any loan you apply for through Quick Credit.

Does Quick Credit Connect affect your credit score?

It is imperative to understand the loan process and how it affects your credit score when considering taking out a loan. Most lenders will do a soft credit pull on your credit report before offering you a quote on interest rates and loan terms that you may qualify for.

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The lender will not be able to lower your credit score if you proceed with the loan application. However, once you do, the lender will need to conduct a hard credit inquiry on you to see your complete credit history and provide you with a final quote. It is these hard inquiries that will cause your credit score to decrease.

In most cases, Quick Credit loans require a credit report to be pulled so you can be approved for the loan. Multiple inquiries on your credit report in a short period can negatively affect your credit score.

What is the process for canceling Quick Credit Connect?

It would help if you were confident in your choice before taking out a personal loan. Once the funds have been transferred to your account, there is no way to reverse or cancel the payment. You can avoid any potential changes or cancellations by being certain before applying for the loan. 

You may be struggling to make ends meet at the moment, but here are a few tips that can help get you back on track.

You can significantly impact your financial health by making minor changes to your budget each month. Here are a few key steps you can take to make your finances run more smoothly:

  1. To stay on track and make better spending decisions, make a realistic budget and stick to it. This will help you stay on course and help you stay on budget.
  2. It is a good idea to speak with a financial advisor who can help you understand your options and develop a financial plan tailored to your unique situation and needs.
  3. Lastly, don’t worry too much about debt since most companies are willing to work with their customers to create a more manageable payment plan for them. Feel free to contact their customer service team to learn more about how to do this.

Does Quick Credit Connect work, or is it a scam?

Quick Credit Connect states on its site that its services are costly. You might find that other kinds of credit, like a credit card cash advance, a personal loan, a home equity line of credit, your savings, or a loan from a friend or family member, are less expensive and better for your financial needs.

The CC Bank was founded in 1993, and it’s been around for over two decades. They’re a well-established company that offers fast cash loans. Currently, there aren’t enough community reviews to give us a reliable rating of their customer service and user experience.

You can take out a loan for a variety of reasons. Some people use them to finance a big purchase, while others need to cover an unexpected expense. It’s important to compare rates from different lenders, regardless of the reason for taking out a loan. This way, you’ll ensure you’re getting the best deal. Don’t forget to read customer reviews, too, to pick the right lender.

Would you mind leaving your experience and review below if you are familiar with quickcredit.com?

Thanks for reading!

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