Simple Fast Loans Review: Does It Work?

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Simple Fast Loans, a lender based in Atlanta, offers quick and easy installment loans in 10 states. The company’s services are advertised at, and the site says that the company’s goal is to give customers quick and easy loans. It was founded in 2018.


An overview of Simple fast loans

Simple Fast Loans Review: Does It Work? 1

The process of securing a loan is complicated because there are so many options available to you. Making the right choice can be challenging, since you want to ensure you choose a lender that meets your specific needs. It is important to consider whether Simple Fast Loans is the right choice for you. Here’s a closer look at what they’ve got to offer.

The following points stood out to us after examining their website and terms and conditions.

  • However, it does not disclose the interest rate on its variable APR personal loan product.
  • Fees are charged for prepayment.
  • It is possible to obtain an unsecure loan for as little as $200 and as much as $3,000.
  • The loan term can range from three months to one year.
  • Capital Community Bank provides loans through CC Connect.

Simple Fast Loans: What Is It?

If you need quick funding but don’t want to go through a lengthy application process, Simple Fast Loans offers short-term loans, which are ideal for borrowers with bad credit. Fast, easy loans from a number of short-term lenders can be helpful in a pinch. Simple Fast Loans has been operating since 2018 and has its headquarters in Atlanta, Georgia. You can reach the company by calling (855) 214-5363.

The Better Business Bureau has not accredited this business, and it has an F rating. It has had 31 negative customer reviews in the past three years, and 46 complaints closed. It has averaged 31 customer reviews out of five, with the majority of them being bad.

What is the process for getting a Simple Fast Loan?

Customers in select states can take out a short-term installment loan, a line of credit, or a title loan from Simple Fast Loans. Typical loan amounts range from $200 to $3,000, with term durations ranging from three to twelve months. Once your personal information is submitted for preapproval, rates and other loan terms are not disclosed. While this does not negatively impact your credit score, it means you cannot estimate your costs at the beginning.

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What is the qualification process?

Simple Fast Loans doesn’t have a minimum or maximum credit score. You can apply for installment loans regardless of whether you have good credit or are trying to improve yours. You must be 18 or the state minimum, whichever is higher, to qualify. In order to make sure the lender is confident you will be able to make your loan payments on time, they only consider borrowers who are employed and have a regular income.

Our installment loans may be a good fit for you, whether you’re a US citizen or a permanent resident. If you are approved, you will be able to receive your funds quickly and easily, as well as start repaying your loan according to the agreed terms once you have provided your identification and an active checking account.

BBB Ratings for Simple Fast Loans

Business reviews and complaints are monitored by the Better Business Bureau. The BBB does not accredit businesses or have a lot of information on them. Currently, the business has an F rating from the BBB. They have received 31 customer reviews and 46 complaints closed in the last three years. Most online reviews are negative, with a 1-star rating.

FAQs about Simple Fast Loans

Simple Fast Loans Review: Does It Work? 2

What is the cost of Simple Fast Loans?

It charges an origination fee, a prepayment fee, and a late fee for its variable APR personal loans. The interest rate is not disclosed, but they do charge an origination fee.

Is there a penalty for prepayment?

The Simple Fast Loans Installment Loan may charge a prepayment fee. Although it is less common for personal loans, a prepayment fee may apply if you choose to pay it off early.

What is the credit impact of Simple Fast Loans?

When applying for a loan, it’s important to understand how the process works and how it may impact your credit score. Most lenders perform a soft credit check at the beginning, which will not adversely affect your credit score. After you decide to apply for the loan, the lender will have to do a hard credit inquiry to see what your credit history is like and offer you the best rate. Hard inquiries can lower your credit score if they are too frequent.

What is the cancellation process for Simple Fast Loans?

If you need funds to make an unexpected purchase or pay an unexpected expense, personal loans can be an excellent option. The decision to take out a loan is not to be undone once the funds are deposited into your account. In order to avoid complications later on, make sure everything is double-checked beforehand.

Here are some helpful tips to help you get back on track if you’re struggling to make ends meet.

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  • To keep your finances in order and improve your prospects for the future, you should be mindful of your spending and create a budget that works for you.
  • Having a financial advisor on your side can help explain your options and create a plan that’s tailored to your unique situation.
  • Last but not least, don’t get too stressed about debt. Many companies are willing to work with customers to provide a more manageable payment plan. Simply contact their customer service team for more information.

Does Simple Fast Loans work or is it a scam?

Many customers have complained about Simple Fast Loans. The company has been in business since 2018, but it has received numerous complaints from customers. Fast Loans is not accredited by the Better Business Bureau and has a rating of ‘F’. In the last three years, Fast Loans has received 31 customer reviews and 46 complaints, earning it a 1-star rating.

Loan interest rates and repayment terms vary between lenders. By comparing offers, you can save time and money. Read customer reviews to determine which lender is right for you.

What is your experience with Let us know in the comments!

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