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FlexLending Flex Loans

FlexLending and myflexlending.com are part of the new wave of debt consolidation companies that are targeting American consumers. Generally, they engage consumers through direct mail, cold calling and internet ads. Generally, they target  consumers with less than perfect credit and offer them low interest rates to lure them in.  Ultimately, they are switched to a higher interest rate cost loans or debt relief products.

2.5 out of 5.0 stars

FlexLending claims to offer flex loans that pay low interest and have generous approved credit limits. They compete with payday loans, unsecured loans, and try to consolidate debt with direct access to your bank account.

Some think they offer revolving credit, line of credit like a credit union. They check your credit history, offer fixed payments to borrow money. What are their minimum payments? Is it predatory lending? Can you withdraw cash? Do you need good credit and a healthy financial situation for a line of credit? Do they conduct a hard credit check with their loan application? What type of repayment plans do they offer for individual borrowers. What interest rate is charged on a short term loan? Is there easy access to get more money for your immediate financial needs at high interest rates? Do you need a driver’s license and social security number to apply? How can you get lower interest rates? Is it an easy application process to get approved?


2.5 out of 5.0 stars

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