Option 1 Legal
DEBT CONSOLIDATION REVIEW
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Option 1 Legal
Option 1 Legal is part of the new wave of debt consolidation companies marketing to the American consumer.
Option 1 Legal engages consumers through direct mail, cold calling and internet ads. Generally, they market to consumers with less than perfect credit and offer them low interest rates to consolidate debt.
Option 1 Legal’s web site says, “We understand the law and can protect your rights as we work to find a fair and appropriate solution to even the most complex financial problems.”
Best 2021 Debt Consolidation Reviews
- ClearOne Advantage
- OUR PARTNER
- EDITOR'S SCORE
- 9.87 / 10
- SUMMARY
- BBB A+ Rating Accredited
Millions In Debt Resolved
25th Highest Ranked Financial Services Firm in US
Trustpilot Rated 4.9 out of 5 Stars With Over 7,000 Reviews - WHAT WE LIKE
- $10,000 Minimum Unsecured Debt
No Upfront Fees
No Minimum Credit Score
24 to 36 Month Program - AVAILABILITY
- There is a reason ClearOne Advantage is ranked #1. They got involved in the debt-relief industry at a time when millions of Americans were in financial trouble. They work with you to create a custom, confidential debt relief plan you can afford. Their certified debt specialists negotiate lower final payment amounts with creditors, so you can pay back a reasonable portion of your bill.
- Fiona
- OUR PARTNER
- EDITOR'S SCORE
- 9.4 / 10
- SUMMARY
- Free Resource To Help Loan Shoppers Get Best Loan Deals
Offering an algorithm-based marketplace for lenders and borrowers
Borrowers are matched with the loan providers most likely to approve their applications - WHAT WE LIKE
- Loans of $1,000 to $100,000
24 to 84 Month Loan Terms
APR of 4.99% to 35.99% - AVAILABILITY
- Fiona is a marketplace for lenders and borrowers that works with brands in the alternative lending industry, offering real-time pre-approval options quickly. Borrowers are matched with the loan providers most likely to approve their applications.
- LendingTree
- OUR PARTNER
- EDITOR'S SCORE
- 9 / 10
- SUMMARY
- Largest Lending Network in the United States
Rated A- by the Better Business Bureau
Get Up to 5 Loan Offers In Minutes - WHAT WE LIKE
- Loan Amounts of $1,000 to $50,000
3 to 15 Year Loan Terms
580 Minimum Credit Score
APRs of 5.99% of 35.99% - AVAILABILITY
- LendingTree is America's largest online lending marketplace. It connects borrowers with multiple lenders so they can find the best deals on loans, credit cards, deposit accounts, insurance and more. LendingTree allows borrowers to shop and compare competitive rates and terms across an array of financial products.
- Bad Credit Loans
- OUR PARTNER
- EDITOR'S SCORE
- 9.25 / 10
- SUMMARY
- Helping People With Bad Credit Since 1998
No Minimum Credit Score Required
Loan Approval Within 24 Hours - WHAT WE LIKE
- Loans of $500 - $5,000
Loan Terms of 3 - 72 Months
APRs of 5.99% to 35.99% - AVAILABILITY
- BadCreditLoans.com has been helping borrowers with bad credit since 1998. Filling out & submitting the application are free and they use data encryption technology to make sure your information is protected. BadCreditLoans.com is a valuable resource for those seeking funds in times of need.
- PersonalLoans.com
- OUR PARTNER
- EDITOR'S SCORE
- 8.5 / 10
- SUMMARY
- Provides Personal Loan Network Focused On Less Then Perfect Credit
Member of the Online Lenders Alliance
Offers Peer to Peer Loans, Personal Installment Loans and Bank Personal Loans
- WHAT WE LIKE
- Loan Amounts of $500 to $35,000
90 Days to to 6 Year Loan Terms
No Minimum Credit Score
APR of 5.99% to 35.99% - AVAILABILITY
- Every state has its own set of rules and regulations that govern personal loan lenders. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner.
Option 1 Legal
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Option 1 Legal Debt Relief
Option 1 Legal Debt Relief
CONSUMER WARNING
Option 1 Legal is part of the new wave of debt consolidation companies that are targeting American consumers. Generally, they engage consumers through direct mail, cold calling, and internet ads. Generally, they target consumers with less than perfect credit and offer them low-interest rates to lure them in. Ultimately, they are switched to higher-cost loans or debt relief products. According to the Option 1 Legal website, “We understand the law and can protect your rights as we work to find a fair and appropriate solution to even the most complex financial problems. .”