Avio Credit Review: Is It Legit Or A Scam? Find Out Here!

Avio Credit

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Avio Credit offers a variety of personal loans to individuals and businesses that can cover unexpected expenses or consolidate debt in 11 different states across the United States. With their online lending platform, you can easily get the funding that you need in a matter of minutes. Aviocredit.com is the website where the company advertises its services.


Avio Credit Review: Is It Legit Or A Scam? Find Out Here! 1

Avio Credit Summary

To find the best personal loan, it is important to compare different lenders. Avio Credit is one option that has recently gained attention. However, is this lender the right choice for you? For you to make an informed choice, here is a closer look at what they have to offer.

A review of their website and terms and conditions revealed some interesting information. The following are a few that caught our attention.

  • Interest rates on personal loans typically range from 5% to 36%.
  • An average fixed APR for personal loans is 79%, and it can go up to 159%.
  • There is a $100 minimum loan amount and a $5,000 maximum loan amount.
  • Loan terms of up to 24 months are available.
  • System limitations affect lending decisions and funding times.
  • Loan applications can sometimes be subject to additional verification, which can delay the decision-making process.

The following states are eligible for Avio Credit loans: Alabama, Idaho, Kansas, Missouri, Rhode Island, South Carolina, Texan, Tennessee, Utah, and Wisconsin.

Avio Credit: What Is It?

Avio Credit Review: Is It Legit Or A Scam? Find Out Here! 2

Using a personal loan from Avío Credit can help you cover unexpected expenses or consolidate debt. This direct lender is based in Wichita, Kansas, and offers installment loans, lines of credit, and online credit. Contact them by phone at 1-888-638-2846 or by email at [email protected].

Although Avío Credit holds an A+ rating from the Better Business Bureau, it is not accredited by this organization. It has resolved an average of two customer complaints and eight complaints over the past three years.

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How Does This Company Work?

You can apply for a loan online in just a few minutes, provided you meet a few simple requirements.

When you submit your application for a personal loan, you will receive an immediate response as to whether or not you have been approved. Occasionally, they may require more information from you before they can give you a definitive answer, but they will let you know as soon as possible. In most cases, your funds will be in your bank account by the next business day.

How To Qualify For Avio Credit

Applicants for Avio Credit loans must be 18 years of age or older and have a checking account, valid identification, and income information.

When applying for a loan from Avío Credit, you must possess a minimum monthly income of $1,000. Your credit score is only one element taken into account to determine your loan application’s outcome. Nonetheless, there are other components they evaluate when making the final decision.

BBB Reviews

In the last three years, Avío Credit has addressed 2 customer complaints on average and 8 customer complaints on average. Despite the company’s A+ rating from the Better Business Bureau, it is not accredited, and its customers have given it a 1-star rating out of five. Consumers should be aware of this before doing business with the organization.

Here are some reviews:

Natalie Y 08/08/2022

The companies APP should not ask for such personal info as your ROUTING, CHECKING ACCOUNT, AND DEBIT CARD NUMBERS UNLESS YOU ARE APPROVED. The message I received first said I was approved,.so therefore, I gave them information they did not need. I was mislead. Also, I called customer service.numerous times asking for the Corporate Number or Complaint Number. I was purposely given believe it or not a number to a.company not.even.affliated with them and the.same customer.service.numbers 3 times. The only thing explained was my.info.was no.in.jeopardy. This non disclosure about corporate and there whereabouts is unbelievable. I did find out they are in whitcita KANSAS, however, no.phone number listed. They don’t care about there consumers or numbers would be readly.available. In the.beginning I only had a SUGGESTION their APP be changed to ask.for.more personal details after you.are.really approved for a loan, but now.my COMPLAINT is you do not have a way.for.complaints to be handled professionally. WHY?

Mary D 04/14/2022

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Ok. So, we had a house fire and we’re having to pay workers to take care of things. I wanted to pay one contractor really quickly so that we could have him continue work. So, I decided to look into a short-term loan. I started the process online with Avio Credit to locate a short-term loan for $6500, which I could pay back within two weeks. What I found was, you are asked to fill in a lot of personal information before even having any idea what the terms of such a loan will be. These guys are modern-day loan sharks. The fees were about a third of the loan amount and the interest rate on the loan was 198%. This information was in a link in the fine print at the end of the process in the disclosures. So, while most consumers assume they are getting a fair loan, what they are getting is financial trouble for sure. Don’t do it! Ask whoever you owe money to for an extension and don’t compound your problems by taking out what I view as an illegal loan. 198% interest is WICKED. This company should be ashamed of itself. I didn’t take out the loan with them. They are trying to bleed you in your time of need.

Initial Complaint 06/01/2022

In July 2021 I borrowed $**** to fix my car amidst the pandemic, I have been paying back the loan for over a year with ***% apr, I have paid back the $**** and then some. They want almost triple what I financed out and I’m struggling to pay it, transactions like this should be illegal, especially during a pandemic.

Frequently Asked Questions

How Much Does Avio Credit Charge?

Rates at Avio Credit range from 5% to 36%. Moreover, their APRs start at 79% and go up to 159%. Personal loans are not subject to origination fees.

Is There Any Pre-Payment Penalty?

There are no prepayment fees charged by Avío Credit. Thus, if you choose to pay off your loan earlier than expected, you will not be charged any additional fees.

How Does It Affect Your Credit?

When considering taking out a loan, it’s important to understand how the loan process affects your credit score.

To determine what interest rates and loan terms you might qualify for, most lenders run a soft credit check. Credit scores won’t be affected by this.

The lender will need to perform a hard credit check once you decide to proceed with the loan application to fully assess your credit history and offer you final rates. Your credit score will be lowered as a result of these hard inquiries.

How To Cancel Avio Credit

Before you decide to apply for a personal loan, you should be sure that it is the right decision for your needs. Once your funds have been dispersed, there will be no way to undo the transaction. To avoid any issues or surprises in the future, take the time to think through your choice and make sure you are comfortable with it.

It can be difficult to make ends meet. You may be able to get back on track with these tips.

Getting your finances in order requires a few key steps.

  • To begin with, create a budget and stick to it. Making better spending decisions will be easier if you follow this advice.
  • Alternatively, you can consult a financial advisor who can help you develop a plan tailored to your needs.
  • Last but not least, don’t worry too much if you are already in debt. The majority of companies are willing to work with customers to create a more manageable payment plan. For more information, contact their customer service team.

Avio Credit: Is it a Scam or Legit?

Avio Credit Review: Is It Legit Or A Scam? Find Out Here! 3

In business for more than six years, Avio Credit is an online lender. Despite having an A+ rating from the Better Business Bureau, they are not accredited by the organization. On their website, Avio Credit has a 1-star rating out of 5 stars, and most of their customer reviews are negative.

When it comes to taking out a loan, there are a few things to consider. Start by researching different lenders and comparing their rates. To find the best option for you, you should also read customer reviews. Taking out a loan that you can’t afford is one way to avoid taking out a loan you can’t afford.

Do you have experience with aviocredit.com? Feel free to share it in the comments below!

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