Mobilend Review: Is it legit?


Disclosure: We receive advertising revenue from some partners. Learn More


Kuber Financial is the company behind the popular debt consolidation service, Mobilend, which was launched in 2017. To learn more about the service, you can visit Mobilend is also working on developing a new website, which you can check out at


Mobilend Review: Is it legit? 1

Summary of Review

After hearing a lot of buzz recently, we decided to look and see what this company is all about. As a result of our exhaustive research, we gave Mobilend a 2.5-star rating.

There is a possibility that you might have received a letter about consolidating your debt with My Mobilend, Inc. As a result, you might have some questions that need to be answered. So let’s take a look at what we can find out.

Our findings are as follows:

  • A third party handles the loan application process.
  • Lenders participating in the program do not guarantee that you will be approved for a loan.
  • Depending on the terms of a loan, the APR (annual percentage rate) may differ.
  • The company does not act as a loan broker.
  • You are referred directly to participating lenders.
  •  When evaluating your eligibility for a loan, lenders may perform credit checks.
  • Some states do not offer their service or qualified participating lenders.

What is Mobilend?

Since 2015, Mobilend, a division of Kuber Financial, has been providing debt consolidation loans funded by third parties. Their phone number is (866) 330-1669, or you can visit their office at 400 Spectrum Center Dr. Ste 350 in Irvine, California, where they are located.

With an A+ rating from the Better Business Bureau, Mobilend is a top-rated company among its peers. As of 4/6/2020, they have been accredited and they have an average rating of 2 customer reviews. Consumers have rated this business 1 out of 5 stars 5 even though this business has 0 complaints.

Ads Powered By Medallion

See If You Qualify for
Debt Consolidation in
  30 Seconds

How does it work?

Mobilend simplifies the loan application process by doing research for you and connecting you with participating lenders. As far as these lenders are concerned, they have no control over the eligibility criteria set for borrowers by these lenders. It is also important to note that the APR/Interest rates for each loan will vary depending on the terms set forth by the lender.

As a result of their program, they can work with many lenders and brokers, but they do not endorse any of them. Referrals to participating lenders are free of charge.

Mobilend loan qualification process

Mobilend Review: Is it legit? 2

To assess your risk as a borrower, a lender will likely check your credit score before extending you a loan. Whenever you submit a loan request to a participating lender, you are authorizing them to run a credit check on you and verify the information you provided. By using it, lenders can determine whether you are eligible for a loan and what terms they may be willing to offer you.

It is not guaranteed that the lender Mobilend refers you to will approve your loan application. They may reject your application if you do not meet their lending criteria. Before a decision is made, your credit history and employment will be verified and confirmed. Additional information may be requested by this company or the lender, such as income verification or a consumer credit report.

Mobilend BBB Reviews

According to the Better Business Bureau, Mobilend has been accredited and rated with an A+ rating since 4/6/2020. In terms of customer feedback, the company has received two reviews on average, with a 1-star rating out of five.

Mobilend frequently asked questions

Mobilend Review: Is it legit? 3

What are the fees for Mobilend?

If you use Mobilend to locate a participating lender, you won’t be charged any fees or charges. There is a possibility that the interest rate will fluctuate according to the lender’s terms, but it will always fall between 5.59% and 21.48% at the most.

What is the maximum you can borrow from Mobilend? And for how long?

Depending on your residence, you may be able to borrow a maximum of $55,000 if you qualify for this loan. One to five years may be the term of the loan, depending on the amount.

What is the minimum credit score for a Mobilend loan?

Lenders will likely perform a credit check as part of the application process for you to be considered for a loan. Suppose you decide to apply for a loan from a participating lender. In that case, you should keep in mind that by doing so, you are giving them the right to verify your information independently and to check your creditworthiness as part of your application.

See If You Qualify for Credit Card Relief

See how much you can save every month — plus get an estimate of time savings and total savings — with your very own personalized plan.


How does Mobilend affect your credit?

If you were to consider a loan from this company, you would be able to compare your rates without impacting your credit score. As part of evaluating the applicant, lenders may, however, conduct a credit check. If you submit a request to a participating lender, you authorize them to verify the information you provided and assess your creditworthiness.

How to cancel Mobilend?

It is possible to cancel a personal loan before the money has been deposited into your bank account if you wish to change your mind about taking out a personal loan. Upon the crediting of the loan amount to your account, you will not be able to revert or cancel the application once it has been processed.

Is Mobilend Legit?

Mobilend Review: Is it legit? 4

Our research has led us to believe that is a legitimate company based on our gathered information. There is an A+ rating from the Better Business Bureau, and they have been accredited since 4/6/2020 and have received an A+ rating from the BBB. According to the Better Business Bureau, they have a 1-star rating.

Please keep in mind that this company is not a lender. Loan requests are funded by third-party lenders instead. There is no control over the creditworthiness or eligibility criteria of participating lenders.

The choice of a financial company cannot be made based on a one-size-fits-all approach. It is important to research and read as many customer reviews as you can to help you find the right fit for your needs.

Leave a Reply

Your email address will not be published. Required fields are marked *